The best breakdown covers

The best breakdown cover - do you need one?

The best breakdown cover is an insurance policy that provides proper and reliable assistance to drivers whose vehicles have suffered a failure that is significant enough to leave them stranded on the road. Each year motorists experience breakdowns on the road. Conducted surveys show that if your car is three years old then likelihood of breaking down each year is higher than 11%. It is worthwhile to spend some time and choose the best breakdown cover.

How to choose the best breakdown cover

When one day your car breaks down you’ll be relieved you had breakdown insurance. There are number of breakdown recovery providers operating in the UK and they offer hundreds of breakdown covers. But what type of policy should you opt for if you want to have the best breakdown cover? Check below for levels of breakdown covers available on the market.

One may wonder what the best and the quickest way of comparing covers from different breakdown recovery providers is. Instead of searching the Internet for breakdown companies and working your way around so many different websites to check out their offers, you can use our search engine which puts all this information in one place, in an easy-to-read format. It is a great time saver!

Click here to search the database of policies available in the UK and find the best breakdown cover.

Levels of breakdown covers available on the market

Please note that the following definitions are for guidance purposes only and are dependent on a specific company's terms and conditions.

Roadside repair
The recovery service will attempt to repair your car when you have broken down more than a certain distance from your home (usually a quarter of a mile).

Tow to the nearest garage
If the recovery service can't repair your car at the roadside within a reasonable time, they will take you and your car to the nearest garage or often, provided it is no further, to an alternative local destination.

The two options specified above are usually offered as a very basic option – cheap but not necessarily the best breakdown cover package especially if you are planning to go for your holiday.

Tow to any destination in the UK
If the recovery service can't repair your vehicle at the roadside, they will transport you, your car and any passengers to any mainland UK destination of your choice.

Breakdown assistance at home
The recovery service will help you when you have broken down at home. If a prompt repair cannot be arranged, you and your car will be taken to a garage.

Onward travel
The type of service depends on the provider, but generally the recovery service offers a replacement car for a few days whilst your vehicle is being repaired. They may provide overnight accommodation or onward travel by train, plane, taxi etc..

The best breakdown covers include all packages mentioned above. It is worthwhile to shop around as you may get good cover for a reasonable price. Click here to search the database of the best breakdown covers available in the UK.

European Cover
If you break down abroad, the breakdown service will arrange for your car to be fixed at the roadside or towed to the nearest garage and for vehicle recovery to the UK. Cover may include emergency car hire and accommodation.
This option is absolutely necessary when travelling abroad. It can be usually purchased separately and for the period of your trip only. Click here and check our database for European covers.

You have already purchased the best breakdown cover – is it enough?

No. Even if you have the best breakdown cover available on the market you should remember that your vehicle should be regularly and properly serviced in order to keep it in good condition. This may prevent you from having to wait in the freezing cold for someone to come and rescue you even if you have the best breakdown cover.